Comprehensive financial statement audit, review and compilation for your organization.
When state regulators demand audited financials, you need an auditor who understands insurance compliance inside and out. Get the regulatory confidence your company deserves with specialized insurance audit services that protect your license and satisfy every regulatory requirement.
You need an auditor who actually understands insurance compliance, not someone who treats your statutory requirements like a standard GAAP audit. With us, you get the regulatory confidence your company deserves.
Our knowledge is your tactical advantage.
We understand the intricate requirements of state insurance commissions. From statutory reporting to GAAP compliance, we ensure your audited financials meet every regulatory standard while maintaining the highest professional quality.
Reserve adequacy testing, premium revenue recognition, reinsurance transactions - we speak your language. Our specialized experience with insurance accounting principles means faster audits and fewer surprises.
Licensed across all 50 states with deep understanding of varying state regulatory requirements. Whether you operate in one state or fifty, we provide consistent, compliant audit services that protect your operations everywhere.
Your state insurance commission requires audited statutory financial statements prepared according to statutory accounting principles. We provide comprehensive statutory audits that satisfy regulatory requirements while identifying opportunities for financial optimization.
Statutory Balance Sheet Auditing
Complete verification of admitted assets, policy reserves, and surplus calculations.
Income Statement Validation
Thorough review of premium income, underwriting results, and investment income recognition.
Cash Flow Statement Analysis
Detailed examination of cash flows from operations, investments, and financing activities.
For insurance companies seeking investor funding or bank financing, GAAP-compliant audited financials demonstrate financial strength and operational transparency. Our GAAP audits provide the credibility you need for capital markets.
Investment Portfolio Auditing
Complex valuations of bonds, stocks, and alternative investments.
Reserve Analysis
Statistical and actuarial testing of claim reserves and policy liabilities.
Premium Revenue Recognition
Proper timing and measurement of earned vs unearned premiums.
Reinsurance Accounting
Accurate treatment of ceded premiums and recoverable claims.
Deferred Acquisition Costs (DAC)
Proper capitalization and amortization of policy acquisition expenses.
Beyond basic financial statement audits, we provide specialized compliance testing to ensure your company meets all regulatory capital and solvency requirements.
Risk-Based Capital (RBC) Testing
Verification of capital adequacy ratios and regulatory minimums.
Solvency Testing
Independent confirmation of your company's ability to meet policyholder obligations.
Investment Compliance
Review of investment restrictions and statutory limitations.
Actuarial Review
Independent validation of actuarial assumptions and reserve calculations.
Market Conduct Compliance
Testing of sales practices, claims handling procedures, and consumer protection compliance.
Plenty of CPA firms can perform audits. But here's what we've learned after working with over 100 insurance companies - technical competence is just the entry fee. What separates audit firms that insurance executives recommend from those they warn each other about? Three things: deep industry focus, established regulatory relationships, and true multi-state expertise.
Here's how that plays out in practice:
We don't just audit insurance companies - we specialize in them. Our team understands the unique challenges of statutory accounting, regulatory reporting, and the complex financial structures that define the insurance industry.
When regulatory questions arise, we work directly with state insurance departments on your behalf. Our established relationships and regulatory expertise smooth the audit process and demonstrate your commitment to compliance.
Our CPA licenses span all 50 states, ensuring seamless audit coverage for insurance companies operating across multiple jurisdictions. One audit firm, complete nationwide compliance.
Don't let audit delays threaten your insurance license. Work with auditors who understand that your statutory requirements aren't just checkboxes - they're the foundation of your right to operate.
Ready to work with auditors who actually understand insurance?
Discovery Call: We discuss your specific regulatory requirements, operational structure, and audit timeline - because every insurance company has unique complications.
Customized Audit Plan: Tailored approach based on your company structure, risk profile, and regulatory footprint.
Efficient Fieldwork: Streamlined audit execution that respects your busy season (we know Q4 is chaos for most carriers).
Regulatory-Ready Delivery: Timely completion with all required filings and clear communication throughout.
Our dedicated team is ready to assist you on your path to financial success.
211 E 43rd St Suite 7-100
New York, NY 10017
United States
401 NW 31ST AVE
MIAMI FL 33125-4228
United States
211 E 43rd St Suite 7-100
New York, NY 10017
United States