Yes, Excel does have personal financial statement templates, but they are not available by default on every version of Excel. Microsoft offers several downloadable templates through its online template library, and many users also create or customize their own. These templates help individuals track assets, debts, income, and net worth in a clear, organized format.
A personal financial statement is often required for loan applications, investment planning, or high-net-worth financial management, and Excel remains one of the easiest tools for creating one.
Excel provides a few options, depending on your version and access:
This template calculates your net worth by subtracting liabilities from assets and includes sections for:
While not a full financial statement, this template helps track recurring income and expenses, which you can use to populate a full personal financial statement.
This option combines budgeting, spending summaries, and financial goals into one workbook.
If your Excel version doesn’t show these templates, you can search for them by clicking File → New, then typing “financial statement”, “net worth”, or “personal finance” in the search bar.
Some desktop versions of Excel—especially older ones—do not include a ready-made personal financial statement template. In this case, you have three alternatives:
Excel makes it easy to create a custom template with:
Microsoft hosts free templates on its official template marketplace, accessible through any browser.
These offer more detailed sections for:
These professionally designed templates are especially useful for individuals preparing bank applications or working with a CPA.
If you want a clean, professional template for bank applications, investment planning, or net-worth reporting, Dimov Audit can build a custom Excel template tailored to your financial situation.
Need help? Contact us today for expert financial planning support.
Our dedicated team is ready to assist you on your path to financial success.
